Life Assurance or Life Insurance is a contract between an insured (insurance policy holder) and an insurer or assured, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of the insured person.
Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum.
Taking out appropriate cover, provides peace of mind and could prevent a financial catastrophe from adding to you and your loved ones' woes at a difficult time. You might already have life cover, but have you considered what might happen if you faced serious illness and survived?
Could you afford to take enough time off work to fully recover? Could you afford to return to a reduced role if that's all your health would allow?
At McGranaghan Mortgages.com we use our experience and expertise to ensure you get the best advice, and consider all of our providers to ensure you get the best value for money.
If you'd like to discuss your options then contact us to arrange a free initial consultation, without obligation. Whatever your budget, we can tailor cover to suit your needs. You might be surprised at how affordable appropriate cover can be.
We do not usually charge a fee for insurance advice, instead we receive commission from the provider, and the exact amount would be disclosed to you prior to making an application.
Contact our insurance department at T: 442890309030 and we will provide you with peace of mind.
Please note for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.
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