How much can I borrow?
You will usually need to provide proof of your earnings.
Be honest with yourself – be sure you can afford the repayments.
If you enter into a mortgage with a joint borrower, you must be aware that you are both jointly and solely responsible for the whole amount of the mortgage.
Before taking out any mortgage you need to be sure that you can afford the payments and associated costs.
Lenders will usually base their calculations on guaranteed earnings such as basic pay, but most will also consider taking part of any regular overtime or bonuses.
McGranaghan mortgages.com will work out how much you can borrow and what sort of deposit you require.
McGranaghan Mortgages.com will fully explain the benefits of different mortgage packages and will recommend the right product and repayment method to suit your circumstances.
Remember don’t panic, our experienced independent mortgage advisor will fully explain all the different packages.
A fee of a maximum of £250 or 0.5% of the loan amount, if greater is payable on completion. Typically, this will be £500.
insurance
