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Not all mortgage brokers can give Independent Mortgage Advice. Some are tied to specific lenders and/or a panel of lenders. As Independent Mortgage Advisers we give totally unbiased advice, from the ‘Whole of Market’ so before you apply for your new mortgage or remortgage contact us and let us help you make the right decision. Found your Dream Home and need to know what to do next? Step 1
Start by arranging an appointment with McGranaghan Mortgages.com to ascertain how much you can borrow. Step 2
When you find the right property, make a formal offer ‘subject to contract’. It is now time to make an appointment to complete the mortgage and insurance applications. Your solicitor is instructed (McGranaghan Mortgages.com can recommend a good quality solicitor). The services promoted here is not part of the Openwork offering and is offered in our own right. Openwork Ltd except no responsibility for this aspect of our business. The service is not regulated by the Financial Services Authority. Step 3
The lender will arrange for an approved surveyor to carry out a ‘valuation report’ on the property. Step 4
In most cases the lender will send you a copy of the valuation report. Assuming it is in order, your mortgage will be confirmed and a formal mortgage offer will be issued. Step 5
Your solicitor will now need to apply for searches. Step 6
You arrange to sign the contracts and pay your deposit (if applicable) in readiness for exchange. Contracts are then exchanged and a completion date is set. Step 7
Completion date – funds are released. Its time to move in!
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